About Me

Don’t Fear the Bankruptcy Boogeyman

When it comes to finances, most people think of bankruptcy as the monster hiding in the closet or under the bed. However, while it’s obviously beneficial to avoid bankruptcy if possible, the real boogeyman isn’t bankruptcy, it’s debt. Too much debt can be incredibly damaging, and it can cost you your home, your car, or even your business. As a financial planner, I tell my clients to think of bankruptcy as a weapon to use against the debt monster. Sure, it’s a last resort, but it’s effective – a bankruptcy can stop a foreclosure in its tracks and clear away debt burdens that you would otherwise have to carry for years. A good bankruptcy lawyer can be your knight in shining armor. I hope this blog will understand how to fight off debt, and when and how to use bankruptcy to banish debt for good.

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Latest Posts

Gifting Is A Great Way To Share Your Estate Before You Die

Posted on 29 December 2014

There is an old saying that "nothing in life is guaranteed except death and taxes." While this may be true, there are some steps that you can take that will help you avoid some taxes upon your death. One of these steps is gifting. Not only will gifting help you to avoid taxes, if done correctly, it may help you pass your estate on to your children before you die. [Read More]

4 Signs You'Re Ready For A Divorce

Posted on 17 December 2014

There are many reasons people choose to end their marriage, from abuse or infidelity, to growing apart and wanting different things. If you are headed toward telling your spouse you want a divorce, but are not sure if it is the right decision, there are a few signs you can look for. While it is up to you to decide if this is the right option for you, the following signs might sound familiar. [Read More]

Three Major Fees You Are Likely To Pay For Your Bankruptcy Discharge

Posted on 17 December 2014

How much does a bankruptcy cost? While there is no definitive answer to this question, you can gauge how much you will spend on your bankruptcy if you know what you will be paying for. Here are the three major fees that you may have to pay: Application Fee The first and most obvious fee is the application fee, which you pay when you file the application. According to uscourts.gov, the fees for Chapter 7 and Chapter 13 were as at June, 1 2014. [Read More]